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Savings Accounts
At Community National Bank, you can choose from several accounts. We offer statement savings, and holiday club accounts. For added convenience, we provide several services to enhance your savings account.

Plan Name Minimum to Open Balance for No Charge Charge Balance Needed to Earn Interest
Statement $100 $100 Average Daily Each Month $2 Each Monthly Cycle $100 Average Daily Minimum

 Holiday Clubs  
Clubs generally start in October and mature 50 weeks later. This flexible instrument allows you to determine payment frequency and amounts.Deposits can be made using a regular deposit slip ($5 minimum). A check will be mailed to you at the end of the club period for the amount saved plus interest earned.
Plan Name Minimum to Open Balance for No Charge Charge Balance Needed to Earn Interest
Holiday Club $5 Must stay open during club period $10 if closed before club ends $5 Average Daily Minimum

 All Purpose Clubs  
These clubs generally start in April and mature 50 weeks later. This flexible instrument allows you to determine payment frequency and amounts. Deposits can be made using a regular deposit slip ($5 minimum). A check will be mailed to you at the end of the club period for the amount saved plus interest earned.
Plan Name Minimum to Open Balance for No Charge Charge Balance Needed to Earn Interest
All Purpose Club $5 Must stay open during club period $10 if closed before club ends $5 Average Daily Minimum


Savings and Investment Account Services

 BankAccess VISA® CheckCard -
 24-Hour ATM Banking 
Have easy access to your Statement Savings, get cash, make deposits and transfer funds, day or night, seven days a week, including holidays, at virtually any
ATM in the world with your BankAccess VISA CheckCard.

 Direct Deposit 
Reduce unnecessary trips to the bank. Arrange for free direct deposit of salary payments, Social Security or other regular income payments to your Statement Savings.

 Tiered Statement Savings 
Earn additional interest in a high yielding tiered savings account. The interest rate and annual percentage yield depend upon the applicable rate tier. Open an account with $2,500.
Plan Name Minimum to Open Balance for No Charge Charge Balance Needed to Earn Interest
Tiered Statement Savings $2,500 $2,500 Average Daily Each Month $5 Each Monthly Cycle $100 Average Daily Minimum

 One Statement Banking 
Link accounts to receive one easy-to-read monthly statement. Complete transaction information on checking, Statement Savings and ReadyAccess accounts can be included together with summary information on your CDs, auto, personal and mortgage loans.

 Automatic Transfer 
Transfer funds automatically from one account to another. Saves time and gives you confidence in knowing your money will be there when you need it.


Certificates of Deposit
Certificates of Deposit We will help you invest your savings safely and wisely to build toward your future goals with certificates of deposit. You can choose from a variety of terms and will benefit from the services we offer to enhance your investment.

 Individual Retirement Accounts (IRA) 
IRAs are still an excellent, no-risk way to defer taxes while you save for your future security. Choose a term of 6 months or longer with a $500 minimum deposit.

 Convenient Automatic Renewals 
Your CD can be renewed automatically for the same term at the prevailing annual percentage yield. Changes can be made in person.

 Optional Interest Payouts 
For maximum earnings, it is advisable to let earned interest remain on deposit. If you prefer, CD interest can be automatically withdrawn monthly and paid to you by check or credited to another account.

Your total deposits at Community National Bank are protected up to $100,000 by the Federal Deposit Insurance Corporation (FDIC). Accounts can be arranged in certain combinations – individual, joint and “payable on death” – to achieve a much higher total coverage.

CD Term Minimum to Open Compounding Minimum Period
7-31 Days $2,500 Daily None
32-90 Days $2,500 Daily 5 days
91 Days $2,500 Daily 5 days
6 months $500 Daily 10 days
1 year $500 Daily 10 days
1 1/2 years $500 Daily 10 days
2 years $500 Daily 10 days
2 1/2 years $500 Daily 10 days
3 years $500 Daily 10 days
4 years $500 Daily 10 days
5 years $500 Daily 10 days

 

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