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Personal Checking and Money Market Accounts
Community National Bank offers a variety of account options for your checking needs. You can choose from our regular checking accounts for your basic needs, our Power Checking for added value and benefits or our money market account for greater earning power.

 Totally Free Checking 
Free
No minimum balance. No monthly service charges. Open an account with $100.

First Order of Personalized Checks
Your first order of 50 checks will be imprinted with your name and address at no extra cost.

Unlimited Checking
Use all the checks you like with no per-check charges.
Plan Name Minimum to Open Average Daily Balance for No Charge Service Charge Average Daily Balance Needed to Earn Interest
Totally Free Checking $100 N/A N/A N/A

 Advantage Checking 

Just a $100 Average Daily Balance Required
Keep a $100 average daily balance and we will waive the monthly fee. If your
average daily balance drops below $100, an $8 monthly fee will be charged.

First Order of Personalized Checks
Your first order of 50 special member checks will be imprinted with your name
and address at no extra cost.

Interest on Checking
Earn interest on your checking account when you maintain a $100 average daily
balance. If your average daily balance drops below $100, an $8 monthly fee will be charged.

Plan Name Minimum to Open Average Daily Balance for No Charge Service Charge Average Daily Balance Needed to Earn Interest
Advantage Checking $100 $100 $8 Per Month $100

 Money Market 

Earn Money Market rates when you maintain a balance of $1,000; below that level, you incur an $8 monthly fee. You can make up to six withdrawals within a monthly cycle, of which three can be written to a third party. A per transaction charge will apply if you exceed these limits.

Plan Name Minimum to Open Average Daily Balance for No Charge Service Charge Average Daily Balance Needed to Earn Interest
Money Market $1000 $1000 $8 Per Month $1000

 Tiered Money Market  

Earn additional interest in a high yielding, tiered money market account with a minimum balance of $2,500. The interest rate and annual percentage yield depend upon the applicable rate tier. A $10 monthly fee will apply if your average balance falls below $2,500. You can make up to six withdrawals within a monthly cycle, of which three can be written to a third party. A per transaction charge of $15 will apply if you exceed these limits.

Plan Name Minimum to Open Average Daily Balance for No Charge Service Charge Average Daily Balance Needed to Earn Interest
Tiered Money Market $2500 $2500 $10 Per Month $2500

 Power Plus Checking 

Combines the convenience of a great checking account with the higher earnings of a tiered money market account. Enjoy free unlimited check writing with free personalized checks, and earn a competitive rate of interest on balances of $10,000 or more, and a superior rate of interest on balances of $50,000 or more. If balance falls below $10,000 at any time during the month, a $15 monthly maintenance fee will apply until the minimum balance is restored.

Plan Name Minimum to Open Average Daily Balance for No Charge Service Charge Average Daily Balance Needed to Earn Interest
Power Checking $10000 $10000 $15 Per Month $1

 ReadyAccess 

Apply for ReadyAccess overdraft protection for “bounce proof” protection, uninterrupted checking services and a built-in credit reserve you can use for any reason you name. Available with any checking account.


 BankAccess - 24-hour ATM Banking  

Get cash, make deposits and transfer funds, day or night, seven days a week including holidays, at virtually any ATM in the world.


 Direct Deposits  

Reduce unnecessary trips to the bank. Arrange for free direct deposit of salary payments, Social Security or other regular income payments to your checking account.


 Automatic Loan Payments  

“AutoPay” saves time, postage and possible late charges by automatically transferring payments to auto, home improvement and mortgage loans, without cost.


 One Statement Banking  

Link accounts to receive one easy-toread monthly statement. Complete transaction information on checking, Statement Savings and ReadyAccess accounts can be included together with summary information on your CDs, auto, personal and mortgage loans.


 Automatic Transfer  

Transfer funds automatically from one account to another. Saves time and gives you confidence in knowing your money will be there when you need it.


 Access to your Image Checks for Your Protection  

Community National Bank will provide convenient access to your image checks through our website. Available 24 hours a day / 7 days a week for easier account balancing and positive proof of payment should you ever need it.


 BankAccess CheckCard 

Make a purchase at any VISA® merchant location with the BankAccess CheckCard. Payment is automatically deducted from your checking account. Saves time, for you no longer have to write checks, show ID or wait for an approval. Access your checking account through any ATM location. The BankAccess CheckCard is free. Ask a customer service representative for details.

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